Based on the consumer usability, there are lots of credit cards provided by various bank financial institutions for its consumer. So as per the usage, customers can get the benefit of the credit cards.
HIGH SPENDER, MONTHLY BALANCES SETTLED IN FULL:
If you settle your outstanding monthly statement balances in full each and every month then your best option is a card with cash back or rewards on those purchases to enable you to make the most use of your spending. Don’t worry about introductory or long-term APR on purchases since you won’t be charged any inters anyway. Refer to my account access portal to manage credit cards online.
Recommended Credit Cards
CASH BACK CARDS : REWARD POINTS CARDS
HIGH SPENDER, MONTHLY BALANCES NOT SETTLED IN FULL:
For this type of credit card use a low long-term standard rate is imperative to reduce interest charges to a minimum. It will also be good practice to transfer balances to other cards offering 0% on these transferred balances.
Do not use the same card for purchases that you have your balance transferred to since the repayment of purchases will be used to reduce your balance transfers first leaving you paying a higher APR on your purchases. Customers can manage many credit cards from the www.myaccountaccess.com portal.
You should also make use of the introductory 0% on purchases being offered by some credit card brands. Recommended Credit Cards:
COMPARE STANDARD RATES : BALANCE TRANSFERS : 0% PURCHASES
POOR CREDIT HISTORY:
If you have a poor credit history and low credit rating you may find it hard to be accepted for a credit card. One card designed to suit the needs of someone looking to start rebuilding their credit rating is the CAPITAL ONE CLASSIC MASTERCARD.
Get access my account contact support for any queries on how to manage credit card online.
CREDIT CARD WILL BE USED FOR A BUSINESS
Take a look at our BUSINESS CARDS. In this section, you’ll find cards suited to small and large companies as well as for sole traders.